Arbella Mutual Insurance Co. of Quincy, the state's third-largest automobile insurer, said it broke its customers down into five groups: safest, good, careful, standard, and special. A company spokesman said those defined as the safest drivers would receive an average rate reduction of 19.4 percent next year, while good drivers and careful drivers would receive average reductions of 14.5 percent and 7.4 percent, respectively. The Arbella spokesman said standard and special drivers would receive average rate increases of 4.7 percent and 8.3 percent, respectively.
Arbella calls their highest risk customers “special”. How very sweet. Most other people probably just call them “Massholes”.
Note also that Arbella’s average customer will see a price decline of only 6.2% according to the Globe’s graphic. But the lowest risk group sees their premium drop by over 3 times that amount.
I wonder if they offer a discount to drivers who use their turn signals?